Are you sure you want to delete your account?
You have indicated you do not agree to our terms of use, do you wish to delete your account?
Login
person
lock_outline
Why not sign up?

You will also be registered for the agent to contact you via other means you provide, with information relevant to your property search.

Register
There was an error creating your account, please try again. If the problem persists, please contact us and we will investigate.
Password does not match


How would you like to be contacted?

Symptoms of Business Stress

Symptoms of Business Stress

Published: 25/08/2020 By Jane Price


Early identification of business stress is very important when seeking to turn a company around which is why it is important to identify signs of stress, which include:  
 
Deteriorating Results  
 
•Declining profitability, in particular at an operating level  
•Significant ‘exceptional’ costs  
•Breached, waived or manipulated covenants  
•Deteriorating Key Performance Inidicators (KPIs)  
•Inability to explain trends in KPI  
 

Reduced Liquidity  
 
•Inability to meet interest payments or scheduled costs  
•Poor or negative operational cashflow  
•High non-operational cashflow  
•Tight or reduced cash reserves (headroom)  
•Trapped or restricted cash balances  
 

Balance Sheet  
 
•Creditor numbers and liabilities outpacing business growth  
•Low asset to liability ratio  
•Significantly under-funded pension schemes  
•Investment in working capital ahead of growth  
•Deteriorating credit ratings  
 

Operational Challenges  
 
•Removal of credit insurance  
•Difficulties fulfilling orders on time and within quality parameters  
•Increased use of ‘short-term’ cost reduction programmes  
•Additional management time taken up managing stakeholders


We always suggest an informal chat as soon as the first signs of business stress arise, we offer a free no obligation first meeting. We can call you at a time convenient for you to go through the options that may be available to you and your business.

Call us today on 020 8661 7878 or email insolvency@turpinba.co.uk